|
|
| Rates |
New Vehicle (2005 and up with less than 30,000 miles)
| Down Payment |
Interest Rate (APR) |
| 0% |
6.9% (4.9% brand new) |
| 10% |
6.5% |
| 20% |
4.9% (3.9% Brand new) |
Used Vehicle (1997 model year and up or valued at more than $7,500)
| Down Payment |
Interest Rate (APR) |
| 0% |
7.9% |
| 10% |
7.5% |
| 20% |
6.5% |
All rates are subject to change without notice. Publishing our rates does not constitute an offer to extend credit.
APR is Annual Percentage Rate.
For more complete information regarding our rates please contact an Employees Credit Union loan officer.
NADA book is used for determining down payment on new and used vehicles. |
Rates Updated 5/1/23
|
Type of Account
|
Rate
|
APY
|
Minimum Balance to Open
|
Minimum Balance for APY
|
|
Regular Savings, Xmas
|
1.5%
|
1.5008%
|
$5
|
$50
|
|
Six Month CD
|
2%
|
2.01%
|
$1,000
|
$1,000
|
|
1 Year CD
|
3.80%
|
3.80%
|
$1,000
|
$1,000
|
| 5 Year CD |
3.75%
|
3.75%
|
$1,000
|
$1,000
|
|
18 Month IRA CD
|
3.5%
|
3.531%
|
$1,000
|
$1,000
|
|
Money Market
|
3%
|
3.042%
|
$1,000
|
$1,000
|
|
SUPER Money Market
|
3.75%
|
3.815%
|
$5,000
|
$5,000
|
|
Share Draft (Checking)
|
0%
|
0%
|
$0
|
NA
Free Checks
|
|
Dividends may change at any time without notice. APY is the Annual Percentage Yield. Dividends begin to accrue on the day you place non-cash items in your account. All rates are paid after required reserve transfers. A significant fee may be imposed for early withdrawal from a certificate of deposit account (CD). Fees will reduce earnings.
All accounts are insured by the National Credit Union Administration, an agency of the federal government. Please contact the credit union with any questions.
|
|
|
|
