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Becoming a member is easy.

First determine if you are eligible for membership. If you live or work in Emmet or Palo Alto County you are eligible. Also if you work at one of the approved employers below you are eligible. You can contact us and we will assist you in determining eligibility.

Second, after determining you are eligible, deposit $5 in a savings account, and sign a signature card.

Third, relax and enjoy the benefits. Check out the top ten reasons to join below. You will soon appreciate the value of being a credit union member.

An application is a click away.

You can contact us via phone, or email and we will send the necessary forms. Email us or our address is: Employees Credit Union 2714 Central Ave, Estherville, IA 51334.

Just click above and you will be on your way to membership. Be sure to include a phone number and your address so we know where to send the information.
Groups Eligible for Membership
Anyone living or working in Emmet or Palo Alto County are eligible for membership. Also, all family members are eligible. Or any one working for one of our small employee groups is eligible. Here are the groups currently eligible for membership in Employees Credit Union:

Ag Chem of Jackson,
Avera Holy Family Hospital of Estherville,
Christensen Family Farms,
Estherville Implement,
Estherville Post Office,
Five Star Manufacturing,
GKN of Armstrong and Estherville,
Glasstite of Dunnell,
Slater Lawn Service,
Heartland Transport,
John Morrell and Company,
Medieval Glass,
Upper Des Moines, and
Valley Contracting.

Once you are a member you are always a member regardless of changes in your employment. If a family member works at one of the above you are eligible for membership.

Don't see your employer above? Interested in offering credit union membership to your employees? Contact the credit union for details via email, phone or regular mail.

Employees Credit Union
2714 Central Ave.
Estherville, IA 51334
(712) 362-5897


Reason 10)  FREE Checks with a FREE checking (draft) account.

Reason 9)  Very competitive rates on insured savings accounts. (See our rate sheet under services)

Reason 8)  Being an owner is cool.

Reason 7)  FREE at home access to your accounts 24 hours 7 days a week via Flexteller.

Reason 6)  E-mail access to your statements

Reason 5)  Meeting Santa at our Children's Xmas Party - and the chance of a FREE gift for your child.

Reason 4)  Paying with a debit card means no monthly bill to worry about. The card is accepted at all VISA terminals.

Reason 3)  Getting a loan has never been quicker, or easier.

Reason 2)  Fast Loan approval

Reason 1)  Payroll deduction, ACH transfers, auto payments, scholarships, NADA book values, the list goes on ....

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